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Six Steps to Start Your Travel Savings Account

June 6, 2022·3 min read

Saving to travel the world doesn’t have to be made into something difficult! In fact, it can be quite the opposite. When you’re saving for travel, it is exciting and rewarding because you’re working hard to get to your dream destination and accomplish your goal of traveling the world. Traveling when you’re a student is a unique opportunity that only comes around once in a lifetime. It’s an opportunity to meet people from around the world and learn from them. It’s an opportunity to experience things you would never experience in your everyday life. And it’s an opportunity to explore and discover new places.

  1. Set up a dedicated savings account

It’s important that you have dedicated savings account for travel. Being able to segment your savings account and accept that you might have a bit less money to spend on other things in the month is a good thing! Your travel savings plan might not have immediate value but if you can wait six or seven months—or however long you plan to save—to travel the world you will be rewarded in leaps and bounds! So, do the right thing and set up a dedicated separate savings account for travel. Don’t be tempted by short-term gains!

  1. Figure out when you want to travel

Deciding on when you want to travel will influence how long you need to save to travel the world as a student. It can also be a money-saving tip if you travel to particular countries during their low season when prices are cheaper and fewer school kids and families are around. You should also do research around the best time of year to visit a particular country. You don’t want to be visiting Thailand in their monsoon month and stay locked up in your hostel!

  1. Discover how much you need to save

Doing some research on the destination you would like to visit can help you set a clear travel savings plan. When you’re researching you need to explore how much your flights will cost, the cost of accommodation, and a suggested budget for spending money. Another tip, know what type of traveler you are. Are you somebody who likes to stay in hostels or luxury hotels?

  1. Decide how often you want to save

To stay disciplined, as we discussed before, it is a good idea to know how often you will be depositing money into your savings account for travel. Do you get paid weekly, fortnightly, or monthly? Putting money aside according to when you’re paid is a top tip for setting up a successful travel savings plan. It removes the temptation to spend your travel fund on other things.

See also

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  1. Set up automatic payments

Remember the “be disciplined” part? Automatic payments, or standing orders, will help you be disciplined and stick to your travel savings goal. Try to align the standing orders with your income when you set them up. Save first. Spend later. Another reason you want standing orders is that it will make the experience seamless and something, once set up, you don’t need to worry about again. Easy right? Successfully saving for your dream trip doesn’t need to be difficult, in fact, it can be quite fun. Watching your travel savings fund grow is extremely exciting and rewarding, knowing that you’re putting in the hard work to get yourself to your dream destination.

  1. Reward yourself!

Saving to travel the world is fun! You could learn a thing or two about yourself in the process and set even bigger travel-saving goals in the future. It is important to reward yourself along the way. Celebrate the small wins like reaching milestones toward your travel savings goal.

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